Your Questions, Answered.

You must be a Malaysian citizen aged between 18 and 60 with proof of a basic salary or steady income.

Most applications are reviewed within 1 to 2 business days. Once approved and all documents are signed, funds are usually disbursed on the same business day.

Our team will contact you by phone or email to confirm the outcome of your application and discuss the next steps.

Applications from individuals under debt management programs are assessed on a case-by-case basis. Contact us and our advisors will review your situation.

Unsecured loans are not more than 18% per annum and secured loans are not more than 12% per annum, in line with regulatory limits.

Repayments can be made via bank transfer, online banking, or any payment method stated in your loan agreement.

Yes. You may settle your loan early at any time. Early settlement may reduce the total interest payable — speak to our team for a settlement quotation.

No. We do not appoint third-party agents. All official communications are carried out directly through our official channels and customer service contacts.