Capital Credit Bridge

SME LOANS

Sustain, Save or Supersize Your Business Operation

Every business needs funding. While you might have financed your business initially with your own capital or loans from family members, there comes a time when extra money is needed for sustained growth.

Traditionally, you would rely on bank loans for financing, but sometimes it’s just not easy to secure a loan; or perhaps you need something more flexible or shorter term. We offer SME loans in various shapes and sizes so you can find the right one for your current business needs.

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Loan Details At A Glance

Financing Amount

Up to RM500,000

Tenure

3 – 36 months

Interest Rate

12% – 18% p.a.

Disbursement

Within 24 hours

Who Is This Loan For?

  • Registered SMEs needing working capital or expansion funds
  • Businesses with at least 6 months of operating history
  • Owners declined by banks due to strict credit scoring
  • Companies that need shorter, more flexible loan terms

Loan Repayment Calculator

Estimate your monthly instalment in seconds.

RM 50,000
RM 5,000RM 500,000
24 months
3120
12%
4%18%

Estimated monthly instalment

RM 2,583

Total interest

RM 12,000

Total repayment

RM 62,000

Estimate only, based on a flat interest rate. The final rate and instalment depend on your credit assessment and loan agreement.

Sustain, Save or Supersize Your Business Operation

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Registered businesses operating in Malaysia — Sole Proprietorships, Partnerships, LLPs and Private Limited Companies (Sdn Bhd) with at least 6 months of operating history.
Business registration documents (SSM), directors’ identification, latest 6 months of bank statements, and latest financial statements or management accounts.
Unsecured business financing from as low as 12% per annum, capped at 18% per annum. The final rate depends on loan amount, tenure, and credit profile.
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